> Quick answer (April 2026): > > - Use software-led workflows for declaration/proof validation before final payroll run. > - Common pricing for suitable SMB payroll tools ranges from free starter to ₹80 PEPM. > - Spreadsheet-led March payroll increases correction risk and filing pressure. >
2026 Pricing & Feature Comparison Matrix
| Software | Best For | Starting Price (PEPM) | March Tax Workflow | TDS Adjustment | Notes |
|---|---|---|---|---|---|
| Zoho Payroll | Small cost-sensitive teams | ₹0–₹70 | Yes | Yes | Starter-friendly |
| greytHR | Process-stable payroll teams | ₹50–₹80 | Yes | Yes | Reliable month-end closure |
| Keka | Workflow-rich teams | ₹60–₹100 | Yes | Yes | Better people operations UX |
| Spine HR Suite | Ops-heavy payroll structures | ₹50–₹90 | Yes | Yes | Strong compliance support |
| factoHR | Attendance-linked payroll | ₹45–₹85 | Yes | Yes | Good operational fit |
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